iPreach Campus Terms of Service and Conditions

Introduction

Welcome to iPreach Campus, a platform dedicated to empowering Christian minds through faith-focused education and transformative initiatives. By accessing or using our services, you agree to comply with and be bound by the following Terms of Service and Conditions. Please read these terms carefully.

Definitions

• Services: The various educational programs, courses, publishing services, forums, private investment real estate transactions, and other offerings provided by iPreach Campus.

• Content: Any material, including text, images, videos, and software, available on the iPreach Campus platform.

• User: Any individual who accesses or uses the iPreach Campus services.

• Account: The registration details and login credentials used by a user to access the services.

Acceptance of Terms

By accessing and using the iPreach Campus website and services, you accept and agree to be bound by these Terms of Service and Conditions. If you do not agree to these terms, please do not use our services.

Use of Services

• Eligibility: To use our services, you must be at least 13 years old and agree to provide accurate and truthful information.

• Account Security: You are responsible for maintaining the confidentiality of your account information and for all activities that occur under your account.

• Prohibited Conduct: You agree not to engage in any activity that disrupts or interferes with our services, including but not limited to transmitting viruses, spamming, hacking, or any unlawful activities.

User Responsibilities

• Account Information: Users must keep their account information, including email address and contact details, accurate and up-to-date.

• Security Breaches: Users must report any suspected security breaches or unauthorized access to their account immediately to iPreach Campus.

• Compliance: Users must comply with all applicable local, state, national, and international laws and regulations.

Intellectual Property

• Copyright: All content on the iPreach Campus platform, including but not limited to text, graphics, logos, images, videos, and software, is the property of iPreach Campus | The Elder Hub and is protected by copyright laws. The OFF MARKET GROUP Inc. 46-3159600.

• Trademarks: All trademarks, service marks, and logos used on our platform are the property of their respective owners.

• User Content: By submitting content to iPreach Campus, you grant us a non-exclusive, worldwide, royalty-free license to use, reproduce, modify, and display such content in connection with our services.

Privacy Policy

Our Privacy Policy explains how we collect, use, and protect your personal information. By using our services, you agree to the collection and use of your information as outlined in our Privacy Policy.

• User Rights: Under applicable data protection laws, you have the right to access, rectify, erase, and restrict the processing of your personal data. You can exercise these rights by contacting us at support@theelderhub.com.

Disclaimers and Limitation of Liability

• Disclaimers: iPreach Campus provides services on an "as is" and "as available" basis. We do not warrant that our services will be uninterrupted, error-free, or free of viruses or other harmful components.

• Limitation of Liability: To the fullest extent permitted by law, iPreach Campus shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses, resulting from your use of our services.

Indemnification

You agree to indemnify and hold harmless iPreach Campus, its affiliates, officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses, including reasonable attorneys' fees, arising out of or in any way connected with your use of our services or your violation of these Terms of Service and Conditions.

Termination

We reserve the right to terminate or suspend your access to our services at any time, without notice, for conduct that we believe violates these Terms of Service and Conditions or is harmful to other users of our services, us, or third parties, or for any other reason.

• Termination Notice Period: iPreach Campus will provide users with a 30-day notice period before terminating services or accounts, except in cases of severe violations of these terms or applicable laws.

Governing Law and Jurisdiction

These Terms of Service and Conditions shall be governed by and construed in accordance with the laws of the State of North Carolina. Any disputes arising under these terms shall be subject to the exclusive jurisdiction of the courts located in Mecklenburg County, North Carolina.

Changes to Terms of Service and Conditions

We reserve the right to modify these Terms of Service and Conditions at any time. Any changes will be effective immediately upon posting on our website. Your continued use of our services after any such changes constitutes your acceptance of the new Terms of Service and Conditions.

Contact Information

If you have any questions about these Terms of Service and Conditions, please contact us at support@theelderhub.com or call us at 704-741-7218.

iPreach Campus | The Elder Hub

Copyright © The OFF MARKET GROUP Inc. 46-3159600

Empowering Christian Minds: Faith-Focused Education, Transformative Initiatives

User Conduct

By using the iPreach Campus platform, you agree to adhere to the following guidelines:

• Respectful Interaction: Engage with others respectfully and courteously. Harassment, bullying, or discriminatory behavior will not be tolerated.

• Content Standards: Ensure that any content you post or share complies with our community standards and is not illegal, harmful, or offensive.

• Intellectual Property: Do not upload, share, or distribute content that infringes on the intellectual property rights of others.

• Privacy: Respect the privacy of others. Do not share personal information without consent.

User-Generated Content

iPreach Campus encourages users to share their thoughts, insights, and contributions. However, we reserve the right to review, edit, or remove any user-generated content that violates our terms or policies.

• Responsibility: Users are solely responsible for the content they create and share on the platform.

• License: By posting content, you grant iPreach Campus a perpetual, non-exclusive, royalty-free, worldwide license to use, reproduce, modify, and distribute your content.

Educational Services

iPreach Campus offers various educational programs, courses, and resources. The following terms apply to these services:

• Enrollment: Enrollment in courses and programs is subject to availability and acceptance by iPreach Campus.

• Payment: Fees for courses and programs must be paid in full prior to access unless otherwise agreed upon.

• Certification: Completion of certain courses and programs may result in the issuance of certificates, diplomas, or other acknowledgments.

Publishing Services and Royalties

iPreach Campus offers publishing services as part of The OFF MARKET GROUP Inc. Publishing Program. The following terms apply to these services:

• Submission: By submitting your manuscript to iPreach Campus, you agree to grant us the right to review, edit, and publish your work.

• Copyright: The copyright for your published work remains with you, the author. However, iPreach Campus retains the right to use, reproduce, and distribute your work in connection with our services.

• Royalties: Authors are entitled to royalties from the sale of their published works. The royalty structure will be clearly outlined in a separate agreement provided upon acceptance of the manuscript. Royalties will be calculated based on net sales revenue, after deducting production and distribution costs. Here is an example of the calculation:

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  Net Sales Revenue = Gross Sales - (Production Costs + Distribution Costs) Royalties = Net Sales Revenue * Royalty Rate (as specified in the agreement)

• Marketing and Distribution: iPreach Campus will provide marketing and distribution support for published works. Authors are encouraged to participate in promotional activities to maximize the reach and impact of their works.

• Termination: Either party may terminate the publishing agreement with written notice. Termination will not affect the rights and obligations that have accrued prior to termination.

Private Investment Real Estate Transactions

iPreach Campus provides opportunities for private investment real estate transactions. The following terms apply:

• Eligibility: Participation in real estate transactions is subject to eligibility criteria and approval by iPreach Campus. Participants must meet the following criteria:

  • Provide proof of funds or financing approval.

  • Submit a background check.

  • Agree to the terms of the transaction as outlined by iPreach Campus.

• Process: The process for engaging in real estate transactions through iPreach Campus includes:

  1. Expression of Interest: Participants express interest in available properties.

  2. Due Diligence: Participants conduct their own due diligence, including property inspections and financial assessments.

  3. Agreement: Participants enter into a formal agreement outlining the terms and conditions of the transaction.

  4. Finalization: The transaction is finalized through appropriate legal channels.

• Confidentiality: All parties involved in real estate transactions must maintain the confidentiality of sensitive information and adhere to non-disclosure agreements.

• Compliance: All real estate transactions must comply with applicable local, state, and federal laws and regulations.

• Due Diligence: Participants are responsible for conducting their own due diligence and obtaining independent legal and financial advice before engaging in real estate transactions.

• Liability: iPreach Campus is not liable for any losses or damages arising from real estate transactions conducted through our platform.

External Links

The iPreach Campus platform may contain links to third-party websites or services that are not owned or controlled by iPreach Campus. We are not responsible for the content, privacy policies, or practices of any third-party sites or services.

Mobile and Digital Communications

By providing your contact information, you consent to receive communications from iPreach Campus via email, SMS, or other digital means. You may opt-out of these communications at any time by following the instructions provided in the messages.

Feedback and Suggestions

We welcome your feedback and suggestions to improve our services. By submitting feedback, you agree that iPreach Campus may use and exploit such feedback without any obligation to you.

Dispute Resolution

Any disputes arising out of or relating to these Terms of Service and Conditions or your use of the iPreach Campus platform will be resolved through binding arbitration in accordance with the rules of the American Arbitration Association. The steps involved in the arbitration process are as follows:

1. Notice: Provide written notice to the other party of the dispute.

2. Selection: Select an arbitrator from the American Arbitration Association's list of qualified arbitrators.

3. Hearing: Participate in a hearing where both parties present their case.

4. Decision: Receive a binding decision from the arbitrator.

Severability

If any provision of these Terms of Service and Conditions is found to be invalid or unenforceable, the remaining provisions will remain in full force and effect.

Entire Agreement

These Terms of Service and Conditions, along with our Privacy Policy and any other legal notices published by iPreach Campus, constitute the entire agreement between you and iPreach Campus concerning your use of our services.

Waiver

Our failure to enforce any right or provision of these Terms of Service and Conditions will not be considered a waiver of those rights.

Accessibility and Inclusivity

iPreach Campus is committed to providing accessible services to all users, including those with disabilities. If you encounter any accessibility issues, please contact us at support@theelderhub.com. We offer the following accommodations:

• Screen reader compatibility

• Text resizing options

• Subtitles and transcripts for videos

Updates to Services

iPreach Campus reserves the right to update or change our services at any time. Significant changes will be communicated to users via email or through our website.

Community Standards and Enforcement

iPreach Campus is committed to maintaining a safe and respectful community. The following standards apply:

• Violations: Actions that violate our community standards include harassment, bullying, hate speech, and illegal activities.

• Reporting: Users can report violations by contacting support@theelderhub.com. Reports will be reviewed promptly.

• Consequences: Violations may result in warnings, suspension, or termination of accounts.

User Disputes

• Resolution Process: If a dispute arises between users, iPreach Campus will facilitate a mediation process to help resolve the issue. Users are encouraged to engage in respectful dialogue and cooperation.

• Reporting Issues: Users can report disputes or inappropriate behavior to support@theelderhub.com.

Refund Policies

iPreach Campus offers specific conditions under which users can request refunds:

• Course Fees: Users may request a refund within 14 days of enrollment, provided they have not completed more than 25% of the course content.

• Publishing Services: Refunds for publishing services will be evaluated on a case-by-case basis. Please contact support@theelderhub.com for assistance.

• Real Estate Transaction Fees: Refunds for fees related to real estate transactions will be subject to the terms outlined in the specific transaction agreement.

Periodic Review Clause

These Terms of Service and Conditions will be reviewed periodically to ensure they remain up-to-date and relevant. Users will be notified of significant changes via email or through our website.

By continuing to use our services, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service and Conditions. Thank you for being a part of the iPreach Campus community.

These Terms of Service and Conditions will be reviewed periodically to ensure they remain up-to-date and relevant. Users will be notified of significant changes via email or through our website. We encourage users to review these terms periodically to stay informed of any updates.

By continuing to use our services, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service and Conditions. Thank you for being a part of the iPreach Campus community.

iPreach Campus | The Elder Hub

Copyright © The OFF MARKET GROUP Inc. 46-3159600

Empowering Christian Minds: Faith-Focused Education, Transformative Initiatives

Summary of Key Changes

For the convenience of our users, significant updates to these Terms of Service and Conditions will be summarized here, along with the date of the most recent revision.

By ensuring that the iPreach Campus Terms of Service and Conditions are comprehensive, clear, and regularly updated, we aim to provide a safe, respectful, and enriching environment for all members of our community. Your cooperation and adherence to these terms help us achieve this goal. Thank you for your support and participation in iPreach Campus.

Additional Provisions

Educational Content Disclaimer

iPreach Campus provides educational content designed to enhance your understanding and practice of Christian faith and leadership. The content provided is for informational purposes only and should not be considered as professional advice. Users are encouraged to seek independent advice from qualified professionals when necessary.

User Accounts

• Account Creation: To access certain features of our services, you may need to create an account. You agree to provide accurate and complete information during the registration process and to keep your account information updated.

• Account Termination: iPreach Campus reserves the right to suspend or terminate your account if any information provided during the registration process or thereafter is inaccurate, false, or misleading, or if you are found to be in violation of these Terms of Service and Conditions.

Payments and Billing

• Fees: Some of our services, such as certain courses and publishing services, may require payment of fees. These fees are described in the specific terms for each service.

• Billing Information: You agree to provide accurate billing information and to update this information as necessary. By providing a payment method, you authorize iPreach Campus to charge the applicable fees to your designated payment method.

• Refunds: Refund requests must be submitted in accordance with our refund policies as detailed above.

Policy for Semester Overlap Payments

Objective:To provide clear guidelines for managing payments when a semester overlaps into the next semester, ensuring a smooth transition and consistent billing while maintaining legal compliance.

1. General Policy:

• This policy specifically applies to the 5-month payment plan for the Beta Semester and any subsequent semesters where overlap occurs.

• It outlines the payment structure, billing adjustments, and terms related to overlapping semester payments.

2. Payment Structure:

1. Beta Semester (Fall 2024) 5-Month Plan:

   • Payment Duration: October 2024 - February 2025.

   • Monthly Payment: $120.54.

   • Overlap Period: January and February 2025, which are part of the Spring 2025 semester.

2. Spring Semester (2025) Payment Plan:

   • Full Suite Payment: $3,200 (One-Time Payment).

   • 5-Month Plan Payment: $672 per month.

   • Payment Duration: March 2025 - July 2025.

   • Service Fee: 5% of total tuition ($160), totaling $3,360.

3. Payment Schedule for Overlapping Semesters:

1. For the Beta Semester (Fall 2024):

   • Payments are made from October 2024 to February 2025.

   • Final payments in January and February overlap with the Spring 2025 semester.

2. For the Spring Semester (2025):

   • Payments begin in March 2025.

   • The schedule continues through July 2025.

3. For Subsequent Semesters:

   • The 5-month payment plan will apply to any semester where overlap occurs.

   • Typical Increase: Tuition usually increases by 3.3% each semester. For example, if the Spring 2025 tuition is $3,200, the Summer 2025 semester tuition may be approximately $3,305.60.

4. Billing Adjustments:

• Billing Increase: The tuition rate for the next semester typically increases by 3.3%. The new rate will apply immediately after the current payment plan ends.

• Notification: Students will be notified of any changes in tuition rates at least 30 days before the new semester begins.

5. Payment Terms:

• Consistency: Payments must be made consistently according to the agreed schedule.

• Late Payments: A late fee of 5% of the outstanding cost will be applied. For example, if the payment due is $672, the late fee would be $33.60.

• Early Payments: Early payments are accepted and may reduce the overall amount due but will not adjust the service fee percentage.

6. Contractual Agreement:

• Written Agreement: Students must sign a clear written agreement outlining the payment plan, service fees, billing increases, and late fees.

• Terms and Conditions: The agreement will include detailed terms and conditions related to payment schedules and overlap adjustments.

7. Disclosure and Transparency:

• Clear Communication: Provide detailed information about payment plans, potential increases, and service fees before students commit.

• Advance Notice: Notify students at least 30 days in advance of any tuition rate changes or adjustments to the payment schedule.

8. Compliance with Regulations:

• State Regulations: Ensure compliance with North Carolina’s regulations regarding tuition and fees for private and non-public schools.

• Consumer Protection Laws: Adhere to state and federal consumer protection laws related to transparent pricing and billing practices.

9. Handling Disputes:

• Dispute Resolution: Include a process for handling disputes, such as mediation or arbitration.

• Recordkeeping: Maintain detailed records of payment transactions, communications, and agreements.

10. Data Protection:

• Privacy Compliance: Ensure compliance with data protection regulations, such as GDPR or CCPA, when handling students' financial information.

• Secure Transactions: Implement secure methods for processing payments and protecting sensitive financial data to prevent unauthorized access or breaches.

11. Service Fees and Charges:

• Disclosure: Clearly disclose any service fees and charges upfront. Ensure students understand these fees before they commit to the payment plan.

• Regulatory Compliance: Verify that the service fee percentage and other charges comply with relevant regulations and guidelines.

12. Amendments and Updates:

• Policy Updates: Clearly outline the process for amending the policy. Provide students with notice of any changes, including updated rates or terms, and ensure they agree to the new terms if necessary.

• Legal Review: Regularly review the policy with legal counsel to ensure ongoing compliance with applicable laws and regulations.

13. Contact and Support:

• For questions or concerns regarding payment plans, billing adjustments, or policy details, students should contact the iPreach Campus Financial Office at support@theelderhub.com or 704-741-7218.

Interactive Features

• Forums and Communities: iPreach Campus may provide forums, communities, or other interactive features where users can post content and communicate with others. Users are expected to follow the community standards and conduct guidelines when participating in these features.

• Content Moderation: We reserve the right to moderate, edit, or remove any content posted in our forums or communities that violates our community standards or these Terms of Service and Conditions.

License to Use

• Limited License: Subject to your compliance with these Terms of Service and Conditions, iPreach Campus grants you a limited, non-exclusive, non-transferable, revocable license to access and use our services for your personal, non-commercial use.

• Prohibited Uses: You agree not to copy, modify, distribute, sell, or lease any part of our services or included software, nor may you reverse engineer or attempt to extract the source code of that software, unless laws prohibit these restrictions or you have our written permission.

User Contributions

• Ownership: You retain ownership of any intellectual property rights that you hold in the content you upload, share, or post on our platform. By posting content, you grant iPreach Campus a worldwide, non-exclusive, royalty-free license to use, store, reproduce, modify, create derivative works, communicate, publish, publicly perform, publicly display, and distribute such content.

• Feedback: Any feedback, comments, or suggestions you may provide regarding iPreach Campus or our services is entirely voluntary and we will be free to use such feedback, comments, or suggestions as we see fit and without any obligation to you.

Third-Party Services

• Integration with Third-Party Services: iPreach Campus may integrate with third-party services to enhance our offerings. These services are subject to the terms and conditions of their respective providers.

• No Endorsement: The inclusion of any third-party links or services does not imply endorsement by iPreach Campus. Users are responsible for evaluating and accepting the terms of use of any third-party services they choose to engage with.

Compliance with Laws

You agree to comply with all applicable local, state, national, and international laws and regulations in connection with your use of our services. This includes, but is not limited to, compliance with applicable export and import laws and regulations.

Force Majeure

iPreach Campus will not be liable for any failure or delay in performance due to causes beyond our reasonable control, including but not limited to natural disasters, war, terrorism, riots, embargoes, acts of civil or military authorities, fire, floods, accidents, network infrastructure failures, strikes, or shortages of transportation facilities, fuel, energy, labor, or materials.

Notices

All notices required or permitted under these Terms of Service and Conditions will be in writing and delivered to iPreach Campus by email at support@theelderhub.com. Notices will be deemed given when receipt is acknowledged by iPreach Campus via email reply.

Contact Information

If you have any questions about these Terms of Service and Conditions or need further information, please contact us at:

• Email: support@theelderhub.com

• Phone: 704-741-7218

• Address: iPreach Campus | The Elder Hub

iPreach Campus | The Elder Hub

Copyright © The OFF MARKET GROUP Inc. 46-3159600

Empowering Christian Minds: Faith-Focused Education, Transformative Initiatives

By continuing to use our services, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service and Conditions. Thank you for being a part of the iPreach Campus community.

Appendix

Summary of Key Changes

For the convenience of our users, significant updates to these Terms of Service and Conditions will be summarized here, along with the date of the most recent revision.

1. Real Estate Transactions Added (August 2024): Added terms related to private investment real estate transactions, including eligibility criteria, process steps, and liability disclaimers.

2. Royalties and Publishing Services Clarified (August 2024): Expanded details on the royalty structure, including a calculation example, and clarified terms related to publishing services.

3. Dispute Resolution Process Detailed (August 2024): Provided a step-by-step outline of the arbitration process for resolving disputes.

4. Accessibility and Inclusivity Commitment (August 2024): Included a statement on accessibility and accommodations available for users with disabilities.

5. Community Standards and Enforcement (August 2024): Defined violations of community standards, reporting processes, and potential consequences.

6. Periodic Review Clause (August 2024): Added a commitment to periodic review of the Terms of Service and Conditions, with user notification of significant changes.

Effective Date

These Terms of Service and Conditions are effective as of August 5, 2024.

By continuing to use our services after any changes are posted, you agree to be bound by the updated Terms of Service and Conditions. If you do not agree to the updated terms, please discontinue your use of our services.

Acceptance and Acknowledgment

By using the iPreach Campus platform, you acknowledge that you have read, understood, and agreed to these Terms of Service and Conditions. Your continued use of our services signifies your acceptance of these terms.

Thank you for being a valued member of the iPreach Campus community. We look forward to supporting your journey in faith-focused education and transformative initiatives.

iPreach Campus | The Elder HubCopyright © The OFF MARKET GROUP Inc. 46-3159600

Empowering Christian Minds: Faith-Focused Education, Transformative Initiatives

This concludes the iPreach Campus Terms of Service and Conditions. Should you have any questions or require further clarification, please do not hesitate to reach out to us through the contact information provided above.

Thank you for choosing iPreach Campus. We are committed to providing you with an enriching and supportive environment for your spiritual and educational growth.